Some of you guys, including you Churchillvv, are a bit harsh on the idea of getting loans, and sure there can be a lot of ways that loans are abused and misused, including if guys are expecting the proceeds from their bitcoin earnings to pay off the loan, then they are gambling with the loan rather than investing.
There are ways to get loans and to be able to service the loans whether the investment (in this case bitcoin) does well or not, so a person should assess his ability to service the loan in his decision whether to get the loan, including the cost of the loan and including whether it is worth it to pay extra fees to front load investing into bitcoin versus just buying BTC aggressive with his salaray at the pace that his salary comes in, rather than front loading.... so if the guy front loads his investment into bitcoin, yet bitcoin goes does in value (price), then he is going to be forced to continue to service his loan from other sources and realize that he may well have bought bitcoin at higher prices than he would have gotten in the event that he had not gotten the loan...
Getting loan is not a black and white choice, but it is not one that necessarily is obvious either way since it does have quite a few actual and potentially extra costs (and extra risks).
Some people really just caught up on some bad statement that getting loans is really bad. While actually there's really nothing wrong for asking it especially if you have good intention to use it on things that can possibly generate you some profits. Same goes with business which some businessman get some loan to expand their businesses and I think it apply the same thing especially if you are dealing with long term investment with Bitcoin and don't plan to sell it anytime soon since there's huge chance that your loaned taken would be so worth it since it gives you good returns.
If they use their borrowed amount for trading or other risky matters then provably that they are spending their borrowed money in wrong way. Also people should know how much they can afford to take and if they are capable to pay those loans they take so that there would be no big problem that will happen to them in future and they can also pay on agreed time on where they borrowed that money they use.