To have a good portfolio, one needs to stand well on his two financially - it's essential due to the fact that your investment is like a garden of sorts - you can't reap what you sow if you don't look after it well,
You are wrong no matter any garden you have planted there is nothing will make you not to reap it even if you don't take good care of it but however the only problem you will have is that lack of good maintenance of the garden will make those fruits or plant not to be too fruitful to produce what is being intended for it, so saying that the person will not reap what they sow is wrong because is as if they would be deprive of there ownership to the garden, so arriving to Bitcoin investment is also the same because if you put little on Bitcoin is also the little you can get so nobody will take it away from you because you did not invest more by taking care of.
You are wrong; if you invest in bitcoin and don't take good care of it in the sense that you don't make provision for emergency funds, reserve funds, and floats, and also use the money you will not need for 4-10 years or more to invest in bitcoin, you are likely to fail on your bitcoin investment because when your unforeseen problems arise, there will be no emergency funds that will help you to solve those problems, and you will depend on selling your bitcoin investment to solve your unforeseen problems, which might get you off the game partially or permanently. Anyone that is investing in bitcoin needs to plan his or her bitcoin investment very well and figure out how much of his or her discretionary income will be used to invest in bitcoin in such a way that he or she will always solve his or her daily expenses, which will allow him or her to hold his or her bitcoin investment for a long time.
In fact, many investors forget these things before starting to invest, they start investing without arranging an emergency fund, a reserve fund. As a result, in any unexpected situation, having no way out, they sell their Bitcoin holdings, as a result of which they often face losses.
Therefore, having an emergency fund, a reserve fund and a strong stable income source is very important in Bitcoin investment. Because only an emergency fund, a reserve fund and Stable income ensures that an investor will not be forced to sell their holdings under unexpected pressure.
And when investing in currencies like Bitcoin, the investment must be held for a long time, and DCA must be run. And for investment, you should definitely invest an amount of money that will not hinder your future daily needs, or in any unexpected situation, will not put you under any pressure to sell any of those holdings.
By planning all these things, keeping an emergency fund, reserve fund ready, and investing the amount of money you can afford, you will be able to hold it for a long time.
Mayor of Ogba has already answered you correctly, but let me throw more light on what he said. A new investor doesn't need to have his emergency funds ready before he starts his bitcoin ready, if he doesn't have it in place already. The new investor after figuring out how much is their discretionary income, should invest right away by sharig his discretionary income into two parts and use one part to be investing in bitcoin every week regularly. While he use the other part to be building his emergency funds for at least three months.
If you have set up your emergency funds of three months, you can then channel that funds to build up your reserve funds. After building your reserve funds, you can channel that money into buying bitcoin aggressively to cover up all those period that you were using to build up your back up funds. If you want to be waiting till you build your emergency funds before investing, you will lose the opportunity thatyou should have used to start building your bitcoin portfolio early. You can start your bitcoin investment and build it simultaneously with your emergency funds.