To have a good portfolio, one needs to stand well on his two financially - it's essential due to the fact that your investment is like a garden of sorts - you can't reap what you sow if you don't look after it well,
You are wrong no matter any garden you have planted there is nothing will make you not to reap it even if you don't take good care of it but however the only problem you will have is that lack of good maintenance of the garden will make those fruits or plant not to be too fruitful to produce what is being intended for it, so saying that the person will not reap what they sow is wrong because is as if they would be deprive of there ownership to the garden, so arriving to Bitcoin investment is also the same because if you put little on Bitcoin is also the little you can get so nobody will take it away from you because you did not invest more by taking care of.
You are wrong; if you invest in bitcoin and don't take good care of it in the sense that you don't make provision for emergency funds, reserve funds, and floats, and also use the money you will not need for 4-10 years or more to invest in bitcoin, you are likely to fail on your bitcoin investment because when your unforeseen problems arise, there will be no emergency funds that will help you to solve those problems, and you will depend on selling your bitcoin investment to solve your unforeseen problems, which might get you off the game partially or permanently. Anyone that is investing in bitcoin needs to plan his or her bitcoin investment very well and figure out how much of his or her discretionary income will be used to invest in bitcoin in such a way that he or she will always solve his or her daily expenses, which will allow him or her to hold his or her bitcoin investment for a long time.
In fact, many investors forget these things before starting to invest, they start investing without arranging an emergency fund, a reserve fund. As a result, in any unexpected situation, having no way out, they sell their Bitcoin holdings, as a result of which they often face losses.
There's nothing wrong with starting a bitcoin investment without making provisions for emergency funds, reserve funds, and floats at the beginning of your investment. You can start your bitcoin investment without keeping emergency funds, reserve funds, and floats at the beginning of your investment, but you can build up these funds up to 3 months as you are accumulating bitcoin. It is only when you fail to build up these funds as you are accumulating bitcoin that you will find it very difficult solving your unforeseen problems when they arise.
Having an emergency fund is never a criteria to be emphasised prior to starting your investment, get the fucking started and figure that out down the road. It only becomes problematic when it is being ignored Perhaps emergency fund is very necessary in life generally let alone towards your investment, the point is to have an ongoing investment and figure out how much should kept or added to your emergency fund, by definition an emergency is meant to be built up to 3 to 6 months worth of our expenses and of which we shouldn't be waiting but should be done along side with our investment which is better than procrastinating ever buying Bitcoin.
You are right the most important thing is to get started, you can build your emergency funds along side your Bitcoin investment so you don't have to take not having an emergency funds as an excuse for not starting your Bitcoin accumulation journey.
When you start your Bitcoin accumulation all you have to do is also start building your emergency funds during this time your Bitcoin accumulation may be slow and you don't have to worry about that since you will only build your emergency funds for some time and as soon as you realize you now have a good emergency funds you can now focus on your Bitcoin accumulation.
Tmoonz you are right when you said "by definition an emergency is meant to be built up to 3 to 6 months worth of our expenses" however one can still prolong his building in other to make sure he has a strong emergency funds, there's no limited time stopping someone from building a very good emergency funds the only time someone should stop building is when he realize he now has built a strong emergency funds.