Given a choice, I will choose staking over savings. Staking will actually help you to increase your holding and you will enjoy the capital gain at the same time. Whatever savings plan you are seeing in the market today, are all unregulated. So if any company runs away with your money, you are gone! In staking, you lock your money in the Blockchain so running away with your fund won't be possible.
Staking is better than saving but it all boils down to your intention. If you intend to save your money, you can put it in the bank. I do fixed deposits sometimes and it is kinda profitable too. Someone elsewhere might not be too comfortable wuth staking because when you stake your money, you are at the liberty of losing it when the trade or business goes south. It's not everyone who have the confidence to stake. So when you can't stake, you have the option of saving. Saving money is like an alternative to anyone who's willing to keep his funds while avoiding spending or losing it.