Mostly, because of lack of investing knowledge, their rate of investing is high and without studying the market they fall into lost and also a debitor
Debt for investing is something I completely stand against.
If you dont have the money to put at stake, you should not be investing or trading. That money should come from your income and if your income is zero, avoid taking such risks. Speculative markets always carry risk even if the percentage is small, one wrong movement and it could become a mess.
Getting the income set up is thus always the first thing. Once that becomes stable, get the capital in every month and start investing.
Totally agree with you, because by using borrowed money it will actually be a moral burden for us and it will also be a huge pressure. In addition to having to survive the fluctuating market, we also have to think about how to pay off the loan, well it is very possible that it will make us rush in making decisions and that can make us make stupid decisions. So it's better not to rush, if you don't have enough money, then you should try to get income first. Trading is not a quick way to get rich, that's a wrong idea.