Similar to some of my predictions, this prediction of yours has proven to be very much mistaken heheheh. It also appears that Ripple will be very much bullish on 2025 because according to rumors, XRP will a spot ETF which will be supported by the institutional investors in America.
Ripple might be the Ethereum killer hehehe. Everyone has been predicting and speculating this to be these other fast blockchains but they have never mentioned Ripple.
Ethereum "killer"? How so? XRP doesn't have any smart contract features. Besides, you can't compare a centralized coin vs a decentralized one. It's like comparing apples vs oranges. Completely different things. I'm afraid the "pump" won't last for long. Especially when mainstream adoption for XRP is low. The coin is more speculative than useful.
It's not about the profits you make. But rather what benefits you'll obtain when using such a coin. Each person has its own opinion regarding this. The decision is yours. Either way, BTC will remain the #1 cryptocurrency forever. Nothing can beat the real thing.
It appears that you are also not reading the news. Ripple will also have smart contracts in their new network built on XRP Ledger. This is their decentralized public blockchain which is speculated to be supported by big banks and big businesses.
Also, on what is considered
Ethereum killer, this is measured by what the market is valuing more and this can only be determined by which one has the larger market capitalization.