That's loyalty but I'm not sure if your earn pension will be enough if you retire. So the sooner that you invest some money the better for you. And for those who are late, maybe you can still stack some sats for rainy days.
So I admire young people who learn how to save and invest on crypto such as Bitcoin at this time. Because in the next 10 years total accumulation will be so huge that they can retire at a very early age. As parents, we can instill this in the mind of our kids so even if unalive, they are thank us and say that their parents have teach them this valuable lessons of saving and investing their money very early.
Anybody who is depending on pension to survive after retirement will be frustrated. Considering the rate of inflation and the loss of value to fiat, the earnings will not be enough to cover expenses. These days there are many oppurtunties to invest in th crypto industry that requires little money and knowledge. There are some pension fund managers who have diversified thier investment into crypto and thier has help pensioners to gain from it. However, it will be better for workers to invest directly instead of relying on pension managers who give give them peanuts from thier investments.