True, and honestly I do not understand the mindset of gamblers who force themselves to take loans just to realize their desire to gamble, and one thing I will say is that they are gamblers who come based on a misunderstanding of gambling so that they do not hesitate at all to take loans just to gamble which is actually rationally the worst decision because after all it is the same as you taking two risks at the same time, first you have to pay the loan and second when you lose it will cause significant disappointment and annoyance.
On the other hand, as you said, many gamblers who destroy their lives become even worse after they use the idea of borrowing to realize their desire to gamble and that is indeed true, in the end, in most cases the pressure of the problem of being in debt often makes gamblers take crazy decisions like ending their lives.
He who gambles on loans will surely perish. You are right that if you gamble with a loan, on the one hand you will have to worry about repaying the loan and on the other hand, if you lose the gambling bet, you will still have to worry. Gamblers think that by gambling with loans, they can win a lot of money and pay off the loan easily. But actually gamblers lose money by gambling with loans and at the end of the day they are under pressure to repay the loan. I heard that one of us here borrowed a lot of money for gambling, but at the end of the day he lost all the money in gambling, now he has run away from the village under pressure to repay the loan. In fact if one decides to gamble to get rich quick then he is going to be ruined soon. It is good to gamble for fun but it is not good to gamble by being overly greedy. What is the need to take a loan now? If you spend 2-1% of your income on gambling then you won't have a problem.