I see FOMO at play here
People that borrow money to gamble are not normal and I don't think that justifies this scenario. Gambling is more of fun than finance while trading is more of latter than the former. Taking risky steps is necessary at times but taking such risk with loan is never a nice idea IMO.
Even CZ who took such risky decisions warns that he's not telling anyone to do the same. He gave reasons why he took that decision and not everyone is privileged to have such opportunity like him. Circumstances is very vital when it comes to taking critical decisions as this. Opportunity knocks once but you can create as many as possible.
It's funny how some people use CZ as an example and compare it to what he does to justify themselves. He and we are not only different in circumstances but also different in many other ways.
Is anyone brave enough to claim they can do what CZ did? Such as opening an exchange, building a blockchain... and who can be confident that they have a huge amount of knowledge and a great brain like CZ? That means even if CZ fails, he still has many different ways to make money and rebuild his career. Meanwhile, what do those of us still struggling in life do if that investment fails?