Oh my goodness, you are the savior of the world, why has no one else thought of this mind blowing realization? Oh wait, it's dumb, that's why. The majority of poor people are stuck in an environment that they cannot escape, whether that is through a lack of education, an area stricken with unemployment, the need to look after family members or several other barriers to maximizing their future. If you are born into a poor family, it is highly likely that you will stay at the same level and only the luckiest break free from that trap. It is very easy to spend money, but accumulating it and growing it is infinitely harder. At a certain level these people are barely scraping by and have no means to ever hold Bitcoin or similar assets.