who would even think about that right now, has the person check Bitcoin recently to see the price?, perhaps you should have explained to him that he might be waiting for even $20 years time and the price will not even near that $35k, sometimes is very easy to tell if someone is just bluffing about Bitcoin investment because he was just pretending that he will invest when deeply he is not and I cannot see why some persons are hating themselves for starting now instead of earlier and your friend is talking about waiting for $35k when Bitcoin is swinging $90k to $100k plus, it actually called for a big laugh and perhaps those speculators must have whispered him such thing before concluding on that.