@lovesmayfamilis gave me a personal message where he mentioned why I am not paying from this account, if I don't pay from this account he will tag me. I myself don't understand what I will repay the loan because I have not taken a loan from anyone. Most likely my account is being substituted for @Westinhome's account but my account has nothing to do with @Westinhome's account.  @Westinhome not making loan payments on time is his fault.