We are already seeing some merchants and services on which we can be able to make use of our crypto to serve as payment or simply without fiat involved but the main question here on this one is on how many will really be considering on spending up their precious coins into something if they could have done it with fiat? Yes, its really that cool that when it comes to utility then we can use up our own crypto holdings on which this is really that indeed great but we cant be able to deny that when it comes on using up our coins for the sake of payments on buying up something then it will really be just that a waste of opportunity of making profits. Pretty sure that most of us will really be thinking up about the profiting condition rather than on spending or in speaking about utility.

Adoption is really that moving forward and there's no doubt to that but people wont really be seeing this much for it to be used on day to day but rather ending up on having that store of value kind of consideration or approach on which we cant be able to blame everyone if this one will really be their own view towards it on which we would really be lying that we would really be trying out to deny this one into ourselves. 

Speaking about living with crypto then its possible as long you are making continous income with it but make it sure that your holdings wont really be on the same USD or fiat value all the time on which we know that prices could crash out anytime.