Yes, that is the right choice to always pay attention to rather than saving money in the bank, it would be better to think in that direction, by using the money for things that can increase the value of the money in the future, by investing it becomes a good opportunity, because if the money is saved in the bank, every month there will definitely be a monthly fee deduction.
Money that can be used as capital for business or investment would certainly be better not to be saved in any bank, because in seeking profits that can increase the amount of money to be even more is by turning the money into things that can bring in more than just saving it in the bank. I also agree with the opinion you said because at this time not many people have capital for business and investment matters so for those who have capital it would certainly be better to use it for those things.