I don't say it's too late to buy fractions of a Bitcoin, but it's very difficult to accumulate a whole bitcoin these days. I really hope that Bitcoin will drop in the upcoming bear market in 2026 to roughly 50K. I'd then be able to buy 0.5 Bitcoin.
Yeah that's true it's never too late to invest in bitcoin. Infact the more you decide to sit back and wait saying it's not the right time to invest the more price improves and the more you actually miss out. The trend that bitcoin has kept up for over a decade now is enough edge to get convinced and start investing with any of your preferred options ranging from DCA methods to regularly pumping cash into investing.
Right now there are a ton of persons waiting to see a dump to probably 70k ISH to quickly use it as an opportunity to buy some more to HODL. Price seemed to be retracing a couple of days ago but it seems it isn't the retracement people were actually hoping to see and use as an opportunity to buy more.