In as much as I will love to say you are right, I think there are also investors who does similar thing and these are investors who doesn't actually understand the market and how it works just like traders who doesn't understand how trading works because a learned trader and also a learned investor will never borrow money to trade or invest but this days it actually do happen,
Well taking loan to invest or trade as the case may be does not even mean that the person in question is not learned or doesn't understand how the system works. Just that there are time people face financial constrain and discretion amount may not be able to run all financial activities and this is as a result of fucking up down the road by over spending or recklessness and this will result in taking loan. But such loan are good when you have a backup to payback in due time. Maybe you are expecting money and you really need to invest and you are out of discretion then you can borrow then when the expected money comes then you pay and make sure you arrange yourself and never make such mistake of fucking up by overspending any more. Although such case are rear. But we must be very careful on how we spend to not find ourselves in a situation of taken loan to invest because it's. Obviously not a good idea