It is never too late to buy Bitcoin. But it also makes sense for someone who didn't accumulated yet to say that it's too late buy when they feel that the current price is quite high. We can't blame them as well for telling that but you do you. If you believe on the long term holding of Bitcoin, you'd pretty much buy at any price levels doing the same DCA strategy of MicroStrategy, they don't mind about the prices, they just put where their money is. And, you're a lucky guy, how I wish I still got some dust balances on my old wallets.