As a newbie or someone that is new to bitcoin investment, your attention should be more focused on accumulating bitcoin with the DCA strategy because it will help you to accumulate bitcoin consistently at any given price and also help to control your emotions since you are not yet used to the volatile part of bitcoin. Since bitcoin is a long-term investment, both investors who are using a lump sum, buying the dip, and the DCA strategy to accumulate bitcoin need to do that with their discretionary income so that they will comfortably sort out their daily expenses, which will allow them to hold their bitcoin investment for a long term since they didn't use the money that is allocated to solve their daily expenses to invest in bitcoin.
It needs to be underlined that regular purchases are important, with dca or others but can we do it consistently. Many of them fail for many reasons, they no longer have money so they stop accumulating bitcoins.
HOLD requires a method.
Does buying bitcoin require a method, Yes it is very much needed in other words a strategy, but here I prefer DCA so DCA is the best.
This is a long-term investment, so I have highlighted these things the most, or you can follow another method, which is an emergency fund.
If you have an emergency fund, you can meet your unique needs in the future, then you don't have to worry about investing in Bitcoin.
Some people fail in the Bitcoin DC method only because they are lazy in using their strategies.Most of what you wrote down here are very confusing and difficult to understand, but I just want to talk about this your last statement here, you aren't saying it right, but I know what you are trying to say, anyone that fails to buy Bitcoin when necessary is either procrastinating or they don't have the resources to do so, not being lazy as you claimed.
And the most important thing you really need to understand about this whole Bitcoin investment of a thing is that, in all you do, having an emergency funds and a discretionary income is very much key, because that's what will prevent you from tempering with your holdings in the future.
Though your mean of accumulation will determine how huge your stash of Bitcoin will be but holding and not tempering with it is the most important thing after buying, but the survival of your Bitcoin investment depends on you having an emergency funds and a decretionary income in place .