I don't believe there are a lot of people about who are still thinking in such a way because the last bull Run of Bitcoin in 2021 and also the this recent bull Run have opened the eyes of majority of people to believe that Bitcoin will always continue to surge high and reach new all time high during every bull run, which means no matter the price you buy your Bitcoin, you can make profit from it durring bull season.
If that is true and so many people think like you just explained, I think that bitcoin price would be much higher than it is now. Unfortunately there are still many who think of bitcoin as a ponzi scheme or something worthless, but there are less and less of them each bull run. Some of them are just jealous that they didn't buy when price was much lower, but there are some who honestly think that.