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I checked OP's last active and has seen that he stopped being active last year August and I think the Image below shows clearly the cause ofhis being very much inactive or dead in that account.
That tag alone has destroyed that account for him and he might not be able to follow up properly all in forum activities(campaigns, reviews and/or contests, e.t.c).
So in a nutshell, I think he abandoned the account instead and created a new one and may possibly be following up the thread and learning more about bitcoin, but this time not as OP.
I doubt that it is either productive or realistic to presume that those members who start threads are genuine in their creation of the thread, even if the thread ends up being a place for relatively productive discussions around the thread's topic.
Taking a loan to keep to your bitcoin accumulation ongoing isn't a bad idea but where you are taking this loan from, the interest rate and the understanding between both parties. You might be expecting your monthly income next week and the market dips, you can take a Ioan from a friend, coworker or from your Boss so that you don't miss the dip in order for you to buy bitcoin at a cheaper price. Such loans might not have interest on them or very little interest that would mean nothing to you.
I will respectfully disagree with you because if you understand what loan is, you will never encourage anyone to take loan to invest in Bitcoin. Even in countries like Japan where interest rate is negative sometimes (that is you payback less than the amount borrowed as government helps you pay) there are several conditions attached to the loan and investing in Bitcoin may not qualify for those conditions. Don't forget that loan have duration to pay back and there is no guarantee that Bitcoin would have given you enough profits to pay back the loan within that duration. Besides, the moment you borrow money to invest in a volatile asset like Bitcoin, you have mortgaged your peace of mind by inviting anxiety into your life, this being what every Bitcoin investor should learn never to do. It has been abundantly emphasised to only invest what you can afford to leave in Bitcoin for a long term, your money that you don't have urgent need of so borrowing to invest in Bitcoin completely violates this requirements.
Of course, no one should get a loan with an expectation that they will be using proceeds from their "gainz" to pay back the loan.
There are such things as smart loans, and there are a decent number of folks who know how to use debt and/or leverage to put themselves into a financial status that they may well not be able to achieve absent their use of debt in smart ways.
Sure, debt is a more sophisticated instrument as compared with straight-forwardly living within your cashflow, and it seems to me that the best kinds of debts and/or loans that have already considered ways to pay back the debt, and without relying upon the appreciation of the investment in order to accomplish paying back the loan, and surely there are also folks who are able to muster up way more favorable loan terms than others, and it may well be neither unethical nor imprudent to personally profit from personal credit and/or even collaterally-based credit that is relatively well thought out, accounts for the costs of the loan(s) and other applicable terms.
So many guys have been mentioning (and emphasizing) the need to live within your means, and surely there is nothing wrong with making sure that you can walk before you run, yet there is also nothing wrong with both identifying when you can run and employing that tactic in order to put yourself into a much better place (and perhaps even a place that you could have never had achieved) absent employing the running card... and for sure, there can be ways that such running card can be deployed without devolving into trading, excessive margin, gambling, shitcoining or other overly risky practices.
Surely, the use of loans and debts is not a basic technique to be applied without weighing costs and benefits, but it is a technique that can both be learned and employed in relatively risk-free (or risk-minimized) ways. Admittedly, there are a lot of folks who neither know how to employ or to manage debt, and who should not be using debt based on their own skills and/or circumstances, yet the mere fact that a decent number of folks do not know how to use debt or they employ debt under the wrong kinds of circumstances, that should not cause debt to be eliminated from the list of options that someone might well be in a good position to reasonably deploy.