In conclusion loan is not for everyone but for people who are financial minded or wise, and not for guys who should not have been using dept due to lack skill and or using it in the wrong circumstances.
I agree with you here. Most people take loans for business or any other thing and they pay it back. Now, they took the loan because they already prepared or are expecting the money in a few day's time to pay back. I am totally against taking loans to invest in Bitcoin as it is very dangerous. But to those who are financially buoyant and can expect huge money several times within a week or two then they can choose to take loan if the urgent buy of Bitcoin is so serious.
The danger of this type of conclusion is that majority of the people following this discussion are people that have not gathered enough wealth to be able to pay back loans from other sources should there be the urgency such as you have described, so what we are basically doing is to buy bitcoin as a means of building wealth for the future. The concept of taking loan to invest in Bitcoin will therefore be a huge challenge in this condition as we are buying to hold for a long period of time.
We should also know that there cannever be urgency of buying bitcoin because there is no wrong time to buy bitcoin. If you allow the mindset of urgency to thrive, then you will definitely exhibit FOMO which is also something to avoid when it comes to investing in bitcoin. Just buy with your descritionary income so you will not be stressed or pressured to sell even at a loss when you did no plan to sell.