a mistake the useful idiot has made a few times is his idea of standard 4% drawdown via a monthly reverse DCA style of 0.33% without using a plan to sell on the high and reinvest on the low to maximise profits and keep accumulating coin and plan spending

for instance
taking 4% out each year is what most people believe is the equivalent of 1/20th of capital to have a 20 year retirement of declining capital assets (in traditional finance)
this is standard 20 year expectation from 65 retirement age to 85 life expectancy


so he is using tradefi's 4% notion of a 20 year retirement of diminishing assets
also drawing down in reverse monthly DCA means the $ per month will be extremely variable and doesnt help plan for lifestyle spending

for instance a 4%/y drawdown on 300btc is 12btc/y. and from jan 2018 would be 1btc a month
in january 2018 he would have ~$10k that month but in december 2018 it would only be ~$3k

and due to his reverse month DCA drawdown he wont know he is only going to get to spend $3k in december when he is planning things in the earlier months

so stupidly by him doing reverse DCA to retire.. he is not profiting at the best times to get the best out of the deals
..

my style is to wait for the ATH of each cycle and take out 20%
this represents 4x 4% to cover 4 years, and 1x 4% to use to buy in at the latter correction to accumulate again and reduce how much coin is lost per cycle..

so the 20% of hoard is sold at the ATH season for max fiat
meaning the yearly and monthly budget spend is for the 16%... and keep the 4% extra aside for buying back in at the correction

lets use the 2017 ATH as a example seeing as the useless idiot done this too
for instance 300btc turns into 240btc still locked in btc... and 60btc(20%) sold..at the $20k ATH peak of late 2017
60btc at near $20k is upto $1.2m with a split to spend $900k(the 16%) over 4 years and put aside $300k(4%) to rebuy at correction

so the 2019 low of ~$3k/btc adds 100btc back into the pot ($300k / $3k=100btc)
and with the $900k over 4 years allows a averaged allowance spend of $18.75k a month

which is a much better deal over all than the useful idiots reverse DCA game

..
taking the 2025 ATH seasons event as a trigger withdrawal event.
a plan of reasonable expectation of ATH of $350k(date to cash out target)
so the 300btc with a 20% withdrawal is 60btc which is $21m
allowing for the 4 year spending of $4.2m per year($350k a month) and a put aside $4.2m to re invest in the 2026-27 correction
the reasonable expectation of correction would be $70k

the reason i say the 2026-27 low correction would be $70k is because:
the 2020-24 low is similar to the 2017 high
the 2016-20 low is similar to the 2013 high
so the 2024-28 low could be similar to the 2021 high