The current level that you are is a product of the people who you soround your self with because associations matters a lot, in our biology we where taught about different associations that exist in nature which includes symbiosis, mutuality and parasitism etc are different types of associations that organisms in nature undergo for them to survive
It's also true for we as humans being because we should be always be careful of the association that we find ourselves self because any association that is not impacting into you should be stopped because I am of the view that in this year that we have found ourselves if we are to make serious progress economically and others wise then take a careful evaluation of those around you and make changes if necessary
I agree with you because in life your association matters a lot because it's always said that show me your friend and I will tell you who you are the kind of associations that you find yourself has a great role to play in who you becomes tomorrow because those around you play a great role in how financially buoyant that you become so if you're around people that are not helping you to grow financially and in other areas it's high time you change your association