It seems like buying or hoarding btc at this current price has been made seemingly easy for everyone to acquire which in actual fact it isn't, it is really advisable to get as many Bitcoin now as you can get
I totally disagree with your comments, you should remember that it is much easier for everyone to buy and deposit bitcoins at current prices if the person has financial earnings. Anyone who has money to buy bitcoins can enter the market at any time and buy bitcoins. Buy as much Bitcoin as you can afford, you don't need to buy a lot of Bitcoin in the initial stage to invest. You can start investing in Bitcoin with a small amount of money, many investors have started their investments with a small amount of money.
There are people who go as far as taking loans and going in to debt to acquire Bitcoin, which personally I think is improper. Because you never can tell they can be repercussions but whatever be the case everyone still has to do what they themselves think is right.
Investing with debt is never right and it is not advisable, why would you take a loan if you have the money. We have to be very careful while investing with debt because we have to be careful not to sell our investment in any way. Instead of investing with debt, my advice is if you have small amount of money i.e. small amount then invest with it. When you have more money to invest, you buy more. Keep investing by continuously buying Bitcoin in this way.