Investing in cryptocurrencies is in itself a high-risk, high-reward endeavour and hence should be approached with enough knowledge and caution although sometimes one can be unfortunate regardless of the amount of knowledge gained due to the upturn of events in the crypto market. In purchasing crypto currency depending on your goals (short-term term or long-term), for short-term that is buying when the market is low and selling when it later rises the risk involved is that the price may not rebound and hence continue to drop or remain stagnant thereby encountering losses while for long-term goal that is buying and holding regardless of the market trend the risk involved is that if the market experiences a prolonged downturn the value of the crypto might decrease significantly. So in all there is risk in cryptocurrency investments whether long-term or short-term.
I don't know why you find it normal to be talking about altcoin in a thread where bitcoin discussion is going on, but I want you to know we don't tolerate that in this thread, and if you are very much interested in altcoin discussion, there is a thread for that in the forum. You can go to the thread and talk about altcoin, and nobody will interrupt you because that is what the thread is meant for. But since you are a newbie, I will not blame you so much because you don't know how risky it is for someone to invest his or her money in altcoins, but I want you to understand that it is not advisable to invest in altcoins because there are so many altcoins developed in the market, and it will be difficult for you to spot the altcoin that will perform well; therefore, the chances of you losing your money if you invest in altcoins are very high because they are built on hype and no use case that will always help the price to recover when it decreases. But if you only stick with bitcoin investment, there's no way you will lose your money, provided you don't sell your bitcoin at a loss, because bitcoin has the tendency of recovering from its price whenever it decreases. If you figure out you will have discretionary income, you can start investing in bitcoin with your discretionary income with the DCA strategy so that you will always be accumulating bitcoin at any given price whenever your discretionary income is readily available, which will help you to increase your bitcoin portfolio since you are a low coiner.