The current level that you are is a product of the people who you soround your self with because associations matters a lot, in our biology we where taught about different associations that exist in nature which includes symbiosis, mutuality and parasitism etc are different types of associations that organisms in nature undergo for them to survive
It's also true for we as humans being because we should be always be careful of the association that we find ourselves self because any association that is not impacting into you should be stopped because I am of the view that in this year that we have found ourselves if we are to make serious progress economically and others wise then take a careful evaluation of those around you and make changes if necessary
Sometimes it's not always our association that's making us not to make much progress financially. Mostimes when I hear people say change your friends if you want to prosper financially or otherwise, it makes me wonder. It could also be that your friends ain't the problem but yourself. Some people naturally have laziness in their blood that they can't do anything. They don't want to engage in any economic activities that will better their live, or they have some bad habits that are eating up their finances, and makes him look like he is not prospering. Whereas his friends are doing well. So at this point should the person also change his or friends or his bad habits? When things don't go very well for us, or people around us, let's not be in a haste to conclude that it's people around them that's keeping us down. We should also examine ourselves, if the faults is coming from us. And make necessary adjustments to to behaviours.