Hello everyone, first of all, thank you for showing interest in the thread. I've received several messages, and I will respond to all of you as I go. If I made any mistakes while filling out the thread, I will correct them. And as for the limits, it's because I'm just starting, and I'm also afraid of being "scammed," so at the beginning, I want to limit any potential issues.
You are in no danger of being scammed on loans that you take collateral on, unless the collateral price falls well below the price of the loan and someone decides not to repay for whatever reason.
On non collateral loans, make sure the people you decide to lend to are reputable for the most part if not taking collateral. Lots of defaulters lately. Good luck with your service.