I like that you signed a message using an address that has some bitcoin in it, even if it is a small amount. You're only offering small loans so, that's not a big deal.
But, you seem to only offer collateral loans which brings up the question: Who's holding the collateral?
Apologies for the delay in responding; I’ve been receiving quite a few messages on Telegram. Regarding the Bitcoin matter, I hadn’t mentioned it initially because I anticipated a question like yours and planned to address it in future posts.
I haven’t invested millions into this project (haha), but I’m starting with a few thousand dollars to get things rolling and test everything. I believe this is an optimal approach. I’ll also be sharing my wallets publicly, as I’ve diversified across multiple wallets. A portion of the funds is in USDT because I thought that might be in higher demand.
As for the collateral requirement, I hope it’s only necessary in the beginning. I understand that you need to trust me, but I also need to trust you. Over time, I hope to establish a strong relationship and be able to offer loans without collateral.
Regarding custody, the funds will go into my wallet. I realize this may not be ideal from your perspective, but I don’t trust exchanges. I primarily use Electrum and Exodus. However, I’m in the process of finalizing an escrow system. Of course, if someone prefers to use an escrow service, I fully support that—especially if it’s a trusted one that has proven reliability with many users. That’s absolutely fine with me.