As with anything people need to "invest"/"play" with only what they can already consider a loss. I recently got out of rockwell after their new youtube video, but not without growing my $200 BTC investment to $300 in BTC. I hope soon enough we stop seeing the posts of people losing an insane amount of BTC and just use a portion of their nestegg to grow or use for investments. I had also been looking at BTC-arbs, but did not invest as something did not sit right as well.
If you don't mind me asking how many HYIP's are you diversified in at any time to hedge yourself against any sudden collapses?