The most important thing is not to take too many capital loans if the return post after being calculated is not able to cover the loan that has been submitted as the initial business capital because most entrepreneurs who still have minimal capital will try to boost it by applying for loans to related institutions.
If strong, I really agree with the technique you said above and that is the real combination to successfully run a business so that it is sustainable.
Starting a business with small capital is indeed very difficult and also very challenging because the level of profit itself is clearly not too big or too much. However, in this case I strongly discourage making a capital loan anywhere because a capital loan for a small business will not always help unless the business owner is sure that he can pay it off within the specified period. Because I do not see the capital loan as an aid, but it is more of a pressure that must be driven by the business owner in paying it off through the level of sales he gets from his business.