Your threads can be very helpful for everyone to gain complete knowledge about bitcoin investment. I tried reading the thread you mentioned a few months ago and have already read original post 2 and original post three from there. Actually one thing seems to be most important that you should not decide to withdraw if your bitcoin amount is not enough. We have to be patient and hold on to our investment without taking such a decision. Moreover, I still stand by such decision, as I have been investing regularly through DCA for many years.
Although many decided to sell their investments during the high price of Bitcoin, I am more patient and willing to buy regularly. Without thinking about withdrawing the investment yet, the goal is to buy bitcoins regularly so that the investment portfolio grows to a much larger extent.
The longer that i been in bitcoin, the more difficult it comes for me to imagine guys who have spent enough time accumulating bitcoin to put them in a state of over accumulation, and surely accumulating bitcoin through a whole cycle might help, and also front loading the investment might help (which presumes bringing capital from somewhere else beyond just normal pay/cashflow). So frequently I have been witnessing guys describing themselves as having had reached a status of overaccumulation much earlier than they had actually reached such status.
By over accumulation are you referring to a situation where the investor feels he has gotten more Bitcoin than he planned or there is a number that is generally regarded as over accumulation? I have always felt that individuals are at liberty to set their targets as per the quantity of Bitcoin they want to have at at particular point in the life, this is what I have been working with and that is what determines the amount of my income I'm putting into Bitcoin on monthly bases ... because I have a target to reach upon my retirement from active service. Pardon me if I didn't get your post correctly, just that I have been struggling to understand what over accumulation of Bitcoin might possibly means and at what point I would say I have over accumulated Bitcoin.