Gamblers who involve him/herself in loans just to fulfill their urge for the game are already in the stage of depression ever since he/she take the step because the chance of winning every gamble is always 1%, and borrowing the money has already put him/her on the suicide mission while losing the game will lead to depression.
We may see this discussion as a joke but we have some gamblers that are doing it and this is why i commend the UK government for creating gambling rules that will prevent their citizen from addiction.

Until we see gamblers that are mature enough to accept the concept of gambling, it is to provide the player the chance of winning, and the winning is not guaranteed whatsoever no matter how sure the gambler's strategy before we see gamblers that will face the gambling reality.