Xrp has increased past $3. Her current ATH is $3.84. What we don't know is whether it will increase to $10, not $20 before the end of this year.
Anyone trying to invest in Xrp currently is doing it out of Fomo, let it be that they didn't miss out totally on the profits Xrp would give. Anyway, let's see what turns out for Xrp with the SEC case