If you are looking for money that you can earn and spend almost immediately, then you can go for Fiats but if you are looking for money that has value and has long term potential growth in it, then you go for bitcoin but just as Apogio said, no one can offer you financial advice here so you should be able to figure out the one that will be convenient enough for you and don't take because everyone is almost giving same view of which they feel is better and then you put yourself in a state of pressure just to acquire bitcoins. Be calculative and know the one that will suit in well for you, it's your choice to make.