If you have a steady income and discretionary income, there is no need for you to delay your bitcoin investment or try to buy bitcoin later when you already have the money to invest in bitcoin now. Delaying your bitcoin investment when you already have the money that would have allowed you to invest in bitcoin comfortably will likely make you not to invest in bitcoin when you are ready.
This is true. But investment is by choice and willingness. Someone might be financially ready but not mentally he is not. It might be that he needs to know one or two things about Bitcoin investment before jumping into it. However, getting little knowledge does not take long one or two days is enough so that shouldn't be an excuse. I also notice that many persons due to other failed investments they have done in the past still have this fear in them on investing into another asset like Bitcoin. Well, such persons should guided and mentored so that they can overcome the fear and start their investment.
Because if the price of bitcoin is very high at the point when you want to invest in bitcoin, you will see it like you have missed out on bitcoin, and it will likely make you not to invest in bitcoin again. Since you cannot possibly buy the quantity of bitcoin you want to hold for the long term at once, it would be better for you to kick-start your bitcoin investment now so that you can start the journey of accumulating the quantity of bitcoin you want to hold for the long term.
My friend to anyone who is willing to start the investment in Bitcoin the price of Bitcoin shouldn't be what they are looking at. If all investors did look at the previous price of Bitcoin even if its a week ago then no one would be willing to buy Bitcoin again. To every investment there is a starting price so the idea is investing for the future that means the price of Bitcoin today does not really matter so why should that be a limitation for anyone who wants to invest?
I will say it is ignorance and procrastination that will make anyone use the price of Bitcoin as an excuse not to start their investment. Such persons have a long way to go because they may never get to buy Bitcoin at all if they continue thinking that way.
People, mostly new investor are the ones who fall under that category cause someone who has been long into investing in Bitcoin should already understand that it's volatile in nature, many of these new investors have missed out on several opportunities in the past while they where worried about the price and then it got to 100k thereby forcing them to start buying out of FOMO, well it's not suprising that there might still be people who are still worried about the price of Bitcoin at this point and i agree to your statement that they're ignorant of what it's all about, they don't know about volatility nor DCA or that the current price is not a barrier to making an entry since Bitcoin is an investment for future. Well, they should keep up with the excuse while Bitcoin is on the road to $150k and above, I bet by then they'll be rushing to learn more about Bitcoin and probably fall victims to scammers or people that would mislead them to wrong methods of accumulating Bitcoin like trading or so. Left for me, am done forcing anyone to learn about Bitcoin or arguing with ignorant people concerning what the future of Bitcoin holds, all I know is that investing on Bitcoin is a risk worth taking and anyone that's still procrastinating at this point is missing out.