If you choose to delay your Bitcoin investment you are not losing anything at that moment, some people choose to delay there Bitcoin investment because they want to build a strong emergency, reserve and float funds first, yes you can start your Bitcoin accumulation and also be building your backup funds which is your emergency, reserve and float funds at same time, but one thing we most no is that is not every human that likes to rush things some set of people usually don't like doing two things at a time especially when it involve financial resources, it could be that his or her financial strength can't carry both Bitcoin accumulation and building a backup funds at same time, so if a person is delaying because he wants to take his time before going into Bitcoin accumulation is not a bad idea, it is better to start late and accumulate enough later, than to start quick and end up stopping and even selling of all your Bitcoin because of financial issues, if you know your financial strength can carry both building your Bitcoin and your backup funds then you can do it but if it can't then build your backup funds to an extend before starting your Bitcoin accumulation.
Everyone definitely has their own way of investing in BTC, such as some who collect reserve or emergency funds first before accumulating BTC, but there are also those who don't and they immediately simultaneously accumulate BTC while collecting reserve or emergency funds. And of course in this case in my opinion It depends on the person's readiness whether they want to choose which method, because of course everything also has advantages and disadvantages, but yes, in my opinion, both methods are good.
I agree with You opinion, it would be better if our want to collect BTC, it would be better to prepare an emergency fund first, yes, even if for example the investment is late, we will collect BTC calmly and even if there is a sudden need in our lives, of course the BTC that we have collected will not be sold. . I think this is a good idea friend.
Investing in Bitcoin is good but it will be most reasonable if it can be collected in the long term. The investments of those who are investing in the current time must be most reasonable for the long term, note that a person sells his accumulated Bitcoin as soon as he gets a small benefit in the short term, these are very bad signs.
But those who follow the DCA method little by little and hold Bitcoin for a long time are the only good investors, but those who have invested the most in the current time are the ones who have been able to keep long-term Bitcoin investments. Because a person meets his basic needs from his income and invests in Bitcoin with all the money that exists, because his investment must be long-term and it can be deposited for a long time