Yes, it is important to build strong backup funds rather than rushing into investing. But if you consider it as the primary investment, then you are wrong. Backup is certainly important which acts as the main protection of investment, but if you do not have any investment fund, then what will you do with backup funds for investment. I would advise a newcomer to start investing without any delay with basic knowledge and ability. I would not advise a newcomer to delay investment at all to build a backup fund.
However, you have to be careful that a newcomer does not build strong backup funds or rush into investment. I would not even advise you to be aggressive in investment without preparing backup funds. If you can qualify to be aggressive in investment by preparing the necessary funds, then being aggressive in investment can be fruitful for you. In the long run, ignoring backup funds and rushing into investment or being aggressive in investment can push your investment towards loss, which you do not pray for at all.
Instead of rushing to invest it is better to build a strong backup fund but more importantly invest regularly through disposable income. By backup fund we mean having several months of extra money saved in one place. And disposable income means the money you make every month. So it is clear that earning regularly from your backup funds in the early stages of investment, which is the beginning of investment, is most important. Many people set up a backup fund to make themselves financially more organized and stronger.
It is a wrong decision for those who are delaying their investment to build backup fund despite having discretionary income. In the initial state, only the importance of the investor is more important to invest in the investor, then he will be able to take more steps when he gradually increases his investment, that is, to prolong his investment.