Yes, it is important to build strong backup funds rather than rushing into investing. But if you consider it as the primary investment, then you are wrong. Backup is certainly important which acts as the main protection of investment, but if you do not have any investment fund, then what will you do with backup funds for investment. I would advise a newcomer to start investing without any delay with basic knowledge and ability. I would not advise a newcomer to delay investment at all to build a backup fund.
However, you have to be careful that a newcomer does not build strong backup funds or rush into investment. I would not even advise you to be aggressive in investment without preparing backup funds. If you can qualify to be aggressive in investment by preparing the necessary funds, then being aggressive in investment can be fruitful for you. In the long run, ignoring backup funds and rushing into investment or being aggressive in investment can push your investment towards loss, which you do not pray for at all.
Instead of rushing to invest it is better to build a strong backup fund But even more important is to invest regularly through disposable income. The backup fund is what we understand is that from the money earned a few months, some amount of money is stored in one place. And disposable income refers to the money you earn every month. So it is clear that to start investing, i.e. at the initial stage, regularly earning money from a backup fund is of utmost importance. Many people arrange backup funds to make themselves financially well -organized and strengthen.
It is a wrong decision for those who are delaying their investments to build up a backup fund despite having discretionary income. In the initial stage, only regularly earned money is more important for the investor to start investing immediately, then he will be able to take other steps when he gradually increases his investment i.e. prolongs it.