This morden age one don't need holding a fist currency, we can save them as emergency funds and also invest in crypto currency if we want to become wealthy and successful in the future. Fiat currency lose value everyday and holding it will neither do one any good. Imo shitcoins and fiat are like one. Suggesting to invest in Bitcoin for the long term so can make a good profit within 2 circles of Bitcoin.
I agree with you for now it would be better for us to hold money for our daily needs that we need and also emergency needs that we cannot know the needs for and the rest we can invest the funds we have either in crypto or other investments and for now I think we will all choose to invest in crypto and choose Bitcoin assets to invest the funds we have of course a good choice but we must be patient in the long term to generate profits from it but there are also some people who can generate profits in the short term and of course this will depend on a person's wishes when deciding to invest.