I will never probably use any time-locking solutions that will lock my funds for a specified period of time. I'll do the time locking alone and will just set it in my mind. We will never know what might come in the future and you've got some additional funds to pull and when you have no choice, you'll never be able to use the holdings that you have. The best solution to not spend the Bitcoin holdings that we have is to have another source of income and whatever is left in BTC, think of it as forgotten forever and you'll only have to spend them if you want to in the future.
Yeah, I think time lock feature is for advanced person.
I agree anyone can use time lock feature, but most likely people who dare doing that are already advanced and familiar with Bitcoin, they've experience to hold Bitcoin for long time. If I were newcomer or beginner who heard this kind feature, I'm sure I will avoid it.
It's crazy you need to wait for x period time in order to access the coins.