It is correct that taking out a loan is a matter of disaster and if taking a loan a bad situation will happen. But while the gamblers lose on gambling and want to recover the funds in any way. But if there is no way to try to take a loan and if they lose then to repay the loan is almost impossible. And those who have bad intentions default on the loan whether the user wins/loses.
People who are addicted usually have high self-confidence, even though they have previously experienced defeat and lost money, sometimes they can still think that it is almost a win and if they do gambling again with confidence it will be able to produce a win, lucky if that happens but here new problems can arise such as not feeling satisfied with what has been obtained with greed that will make everything a mess.
In addition, those who are addicted usually dare to take loans to gamble again, this is the wrong behavior because taking loans to gamble will not completely help the situation to be better, it's just that there is a feeling of wanting to gamble that is carried out, but it is not certain whether the results will be better or not.