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I turned 68 yesterday. For me to stack 5 years in a row and not spend any btc and then expect to spend 50 years with wealth is not happening.
of course if you are 40 and stack until you are 46 it could happen for you. Yeah you may get 30 or 35 years of time after the stacking. But to be 46 and wealthy is not so bad.
I went for a haircut today, and the guy before me was an old man, who was a Air Force fighter pilot. We started chatting about different things, military, life, etc. He was very polite, soft-spoken, but also very astute, with a clarity in his speech, and no sign of dementia or other impairment, I was impressed. I kindly asked his age, and he said "son, I'm 95 years old." Man, this gave me hope that it is possible to have a full life well into our 90s.
Happy birthday Phil! 68 years is still young! You have at least 3 decades ahead of you, so make sure you take good care of yourself and make good use of your coins!