I very much disagree that it will be bye bye to XRP for good if the next administration will be a Democrat president. We have already witnessed Ripple fight the American government in an American court where an American judge have ruled in favor of Ripple.

We cannot be certain if Ripple will be used by American banks, however, if there is no utility we can be very certain that this will never be bye bye XRP hehehehe. Similar to many scamcoins in the cryptospace, this will continue to pump and dump and pump again hehehe.