Everything looks great in your digital backed up keys until you mistakenly format that PC, wiping the forgotten backup.
And everything looks great at your paper seed (or platinum etched ones), until your house is hit with a natural disaster like a flood and your seeds are never to be seen again...
The best approach is to:
1. never have online backups.
2. always have two backups on physical media, in two different locations.
Just do that and you 'll be better than 90% of users who still keep money on exchanges.
