But I think a new investor who is coming from other areas like stock or real estate might not have that much confidence in Bitcoin like a person who has sent some time in Bitcoin. He will take his time before he fully understand the benefits of investing only in Bitcoin.
For sure, a person who already has other investments will come to bitcoin differently than someone who is new to investing and does not have any other investments.
A person coming to bitcoin with other investments might choose to just add bitcoin to their investment portfolio or they might choose to reallocate out of their other investments into bitcoin.
The person with prior knowledge of investment has more acceptance in taking risk as compared to person who has not done any investment before. In every investment there is some sort of risk.
I think that you are painting too broadly if you are proclaiming that all investment has risks, and so that your idea of risk is so broad that it becomes meaningless because there are all kind of risks and all kinds of ways to describe risk, and if you are thinking about risk in terms that you might lose some dollars, then you are likely handicapping yourself in your own thinking and also presenting a kind of superficial description of risk to anyone who you are talking about risk with in these kinds of ways.
Sure people who invested previously might have increased experiences in attempting to assess risk or willingness to engage in risky behaviors, but it is not really necessarily true. A person could be risk averse but still invest, and maybe you are mixing investing up with trading in terms of how you are thinking about investing... yet surely there are a variety of ways a person could invest, and some of them are fairly risk free.. like a savings account that has interest..
It seems to me that most relevant points regarding a person who has invested previously regards the extent to which other investments may well bring additional options to either draw from the other investments to put into bitcoin, or just having some assurance that he has other investments to potentially off-set the risks of adding a new asset into his investment portfolio, such as bitcoin.
There can be all kinds of variation in regards to how many investments a person has, the extent that they are liquid and also how much value that they might have relative to their annual income. There is almost no reason to presume details, unless we might be wanting to get into describing some possible scenarios beyond the general idea that some people come to bitcoin with prior investing experience and while holding other investments and some folks come to bitcoin without much if any of that experience and/or having other investments.
But in the end what matters the most is that who understand Bitcoin and it's long term investment benefits. There are many investors who have billions of USD in there bank accounts but are not coming to Bitcoins while there are many who came directly to bitcoin and now have wealth in extraordinary amount.
The person coming directly to Bitcoin won't be diverted to any other area since he has only Bitcoin to focus on. He enjoys that edge over person that has other investments also.
You seem to be engaging in various levels of fantasy of imagination in terms of your wanting to compare/contrast a newbie investor to bitcoin without any other investments to a newbie investor who has other investments. As I already mentioned above, there can be so much variability in regards to the experience level of the already experienced investor and so much variability in regards to the quantity or quality of the investments, that it seems quite ridiculous to try to imagine details unless you have some kind of a specific point in mind, beyond making generalizations.
For sure, a newbie bitcoin investor who has no other investments might either not have good cashflow management practices, or he might not have had any reason to pay attention to his cashflow management practices, so then cashflow management practices become more important when investing into bitcoin - especially if the person might not have a high quantity of discretionary income. It is possible that a person who has other investments might have more cashflow management experiences, yet we might not be in a good position to presume that the mere existence of other investments had resulted in the person practicing good cashflow management practices.