Loan app in two ways have both the advantages and disadvantages.because when you you need it they might be there for you advantage.when you don't pay the interest accumulate.but to my view the disadvantages are more.cause if you take a loan from the app cause you see having challenges and you fail to pay you will be blacklisted, and you credit limit to access other loans from othere companies my be a problem to you.
yes, loan app has not only disadvantages, also it has advantages, so that people using it who's need urgent money,
just try to avoid high interest app and other strict rules which can be badly affected to you,
but although i don't like loan app personally, i try to manage money in other way but not interested with loan app.