Is the loss of money just collateral damage?
It is literally an accidental destruction which when addicted in gambling, it does not only affects your bankrolls but also psychologically effective.
It could also linger to the point of victims relationship and families tussles whereas, you will not be responsibly in control of yourself with negligence of things that necessarily matters.
Infact, it posseses the collateral damages to lost of money could end victims up to street touting.
With the possibilities of no lost in gambling will therefore limited gamblers negative effects even though they are addicted.
So lost of money is what determines the response of gamblers.