By the definition of collateral damage, the loss of money in gambling or other stated activities is not collateral damage but the result of our actions/hobbies. However, addiction is inevitable if do not show restraints, which is why discipline is key here. Even collecting loans, as easy and harmless as you think could be addictive if care is not taken. This goes for many unsuspecting activities we do daily, which includes those that do not relate to money. So it shouldn't come as a surprise if one is addicted to Loot boxes or gambling, this is why caution is always advised.