Over the week, a friend and I had a conversation about loans and loan apps and she shared a bitter experience of how she was unable to write a very important exam because the money meant for payment of fees to qualify for that exam was deducted by a certain loan app that she collected money from a while ago. Who will you really blame? My friend for not paying up as at when due or the loan app for not notifying her before the deduction.
In all, I advice that we should try to avoid any business with loan apps as they seem to be very numerous these days and are easily accessible. Most importantly, You should know that you are at the danger of developing a habit of borrowing from them if you patronise loan apps even for the smallest amount.
I can't say much as I don't really know the reasons your friends decided to take the loans.. but she has to know that sometimes it's best to avoid just any loans. If you have no way of paying back, then avoid loans or rather don't!eave any important funds in your bank account at such period. I don't want to blame your friend here as though the bank should have given her some kind of notification that they were about taking the loan money from her account at least... It's better to avoid such loans..