Legal classification disagrees with you. The
classification by the SEC is that it is a digital commodity and has been such for almost a decade now (very quietly so but still, that's how they've classified it), and I don't disagree with it. Its transfer-ability and digital properties sure makes it seem like currency, its properties of limited supply/scarcity actually makes it more so like a commodity.
That’s just the classification the US uses to determine how to tax it. But no matter how they categorize Bitcoin, I still see it as an asset because an asset has value. When we hold Bitcoin as an investment, it should be considered part of our assets. If someone asks about our net worth, of course, we’d include Bitcoin in the calculation, since the basic formula is assets - liabilities = net worth.